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• Homeowners | • Automobile | • Health & Life | • Commercial• Home Insurance
Is a form of property insurance designed to protect an individual's home or an apartment against damages to the house itself, or to possessions in the home. If you have tangible assets, you need the protection of a homeowner’s insurance policy. Homeowners insurance also provides liability coverage against accidents in the home or on the property. The policy will be your first line of defense against a lawsuit if someone is injured at your home.
• Renters Insurance
It is a Form of property insurance that provides coverage for a policy holder's belongings and liability within a rental property. Renter's insurance applies to people renting or subletting a single family home, apartment, duplex, condo, studio, loft or townhome. It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.
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• Personal Auto Insurance
Personal Auto Insurance provides protection for you, your love ones and your vehicles. We like to keep you protected while you are on the road offering you a variety of coverage with different payment options.
• Coverage
We want you to be properly covered in case of a loss or an accident. We want you to be protected for damages against another person or their property in case you are at fault.
Auto Insurance Coverage has two parts:
• Liability
Bodily Injury and Property Damage is a Basic insurance coverage that covers your financial responsibility for injuries or damages to other people or property if you're at fault on an accident.
• Collision and Comprehensive
• Collision
Covers the car itself and pay to repair losses caused by an accident.
• Comprehensive (Other than Collision)
Reimburses losses from fire, theft or other perils.
There are also:
• Uninsured/ Underinsured Motorist Coverage
• Medical Expense Coverage
• Loss of Income
• Transportation Expense
• Roadside Assistance
• Commercial Auto
Applicable to any vehicles used for business purposes. Depending on your business, you may need different levels of liability coverage, plus extra add-ons to ensure that you, your employees, other individuals, the vehicles and your business are fully protected.
• Motorcycle Insurance
If you own a motorcycle, being responsible and being safe is what it’s all about. Motorcycle insurance provides financial protection in the event of a motorcycle accident, loss, theft or damage. Motorcycle insurance includes liability coverage in case you are responsible for another person's injuries or property damage.
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• Health Insurance
It is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.
• Life Insurance
Insurance that pays out a sum of money either on the death of the insured person or after a set period.
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• Commercial General Liability
Commercial General Liability is a standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, completed operations, advertising and personal injury (PI) liability.
It is an Insurance policy that covers claims arising from an insured's liability due to damage or injury (caused by negligence or acts of omission) during performance of his or her duties or business.
• Workers compensation
Provides wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.
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